We kick off a series called "The Unconstrained Bill of Rights" in which I introduce a set of guidelines that those seeking to be unconstrained should follow. In this first installment, we talk about your right to financial freedom, but more so what that actually means - it may not be what you think it is.
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US banks have been offering incentives to get you to sign up for credit cards for years. The incentives are really valuable if you know how to play the game, but could they be a deal with the devil if you don't?
Although many would attest to a debate over active vs passive income, we believe there is no debate - Passive always wins. Let's explain why.
A recent podcast discussion that I was a co-host on came up, in which the host asked the question, "Are Americans Rich?". The context was to do with whether we all shouldered the burden of charitable giving to other nations and whether that is something that should be done by the individual. The discussion brings up some very interesting dynamics, which I will attempt to give my opinion on in this article.