Articles on beUnconstrained.com

The following articles are provided to assist you on your journey towards becoming unconstrained.  All information provided on this website is for general use, and is not specific to your financial situation.  Please consult with your CPA and/or attorney to get advice that is specific to your needs.  Do not use this information to assist you with any financial purchase or strategic decision without first discussing the information with your CPA or attorney to determine the specific application to your needs.

Where did my city go?

I am returning from a 3 week trip to my home in Australia. I was born there, spent the first 25 years of my life there, then the next 30 years in USA. Each year I go back to South Australia to see family. As much as I love my home city of Adelaide, I’m saddened by what I see going on there and the liquidation of so much of the culture by selling it out to the highest bidder. This is the story of how a city can go from utopia to constrained in a relatively short time frame.

I LOVE RECESSIONS!

It is Q3 2019 as I write this, and all I am seeing on the news media is the word “Recession” thrown around in abandon on all the financial news channels. This is the new “clickbait” to try and scare people into watching their shows. But here’s a completely contrarian view of the topic that might give you a positive view and why I LOVE recessions

How to save up to 30% or more on Amazon purchases

First, I’m not a fan of buying anything you don’t need. I’m also not a fan of supporting Big Tech and their ambitions to take over the world. There are, however, some battles we can’t win, so why not find a way to live with this dystopia, but financially benefit? Well here is one way you can do that.

Mastering the challenge of retirement

There are many theoretical approaches to retirement funding. If you ask a 50-60 year old their strategy, you will get a very different answer than to ask a 30 year old FIRE (Financial Independence Retire Early) person about their strategy. Much has to do with willingness to take on risk. I investigate these different approaches and why both are fundamentally flawed and present a simple answer that I have used successfully.

On the outside, looking in - a week with expats in San Miguel de Allende, Mexico

I have just returned from 3 weeks in Mexico, and spent a week in the town of San Miguel de Allende, meeting with expats who have chosen a life outside of the USA & Canada. When you see your daily life from the outside, looking in, you get a perspective that is quite frightening. Let’s talk about the expat phenomenon and what drives someone to leave the country of their birth, in search of greener pastures.

How Mexico’s history could be the USA future

History has a nasty habit of repeating itself. And the current red flags in the USA have an eerie similarity to the build up to revolution in Mexico of the pre-1910 era. If you knew next week’s lottery numbers, you could be an instant multi-millionaire, so let’s use that trick to try and speculate on how things might go, and how you could play this to your advantage.

Hypnosis in the western world

According to Nielsen ratings in 2017, the average American family spent 7 hours and 50 minutes per day watching TV. And what did that average American family get for selling nearly 8 hours a day of their time to the square screen? A mass state of hypnosis that has carved out social norms that are far from normal, far from healthy, far from financially beneficial and far from unconstrained.

Forget education - LEARN TO SURF!

Given the choice of going to school or surfing, if you live near the ocean it is a pretty easy one to make. But has anyone ever told you that surfing is really the best education you can have?

Living on one dollar a day

There is a growing movement towards financial independence and a minimalist approach to life. Although I applaud anyone who takes responsibility over their expenses, how quickly we forget that in western economics access to capital is the reason we are not third world country. This is so well demonstrated in the documentary “One Dollar A Day” and the pain & suffering that a lack of available capital can bring to a society. It teaches us a lesson about good vs. bad debt.

Medical tourism in Mexico | How to save up to 75% on your dental costs

We should all take the best care of our teeth. But in the USA, costs are outrageous. Insurance doesn't cover most dental procedures and patients are often presented with $10K+ bills for basic dental work. If they realized there was a better option right on their doorstep, this could all be avoided. Welcome to medical tourism, and the border town of Los Algodones, Mexico.

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