In a world of bankers who wish to enslave you from the ripe old age of 18 until the day you die, there’s a time when we have to say enough is enough. On this episode I sit down with Garrett Charity, attorney at McCarthy Lawyers and we learn the “inside baseball” of debt negotiation and elimination, and talk about how his firm reduces or even eliminates student loan and credit card debt for their clients.
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US banks have been offering incentives to get you to sign up for credit cards for years. The incentives are really valuable if you know how to play the game, but could they be a deal with the devil if you don't?
There is a lot of interest in the FIRE (Financial Independence Retire Early) movement, but I am skeptical of whether those that achieve FI during a bull market have what it takes to make it through a bear market...
In previous articles, I have stated that the concept of FI (Financial Independence) is flawed. Although the pursuit of it is admirable, the fact is that few FI followers have been able to do this through bear markets. Consequently putting yourself on that path has some dangers. I prefer to concept of "financial sustainability" and this article gives you tangible steps to take to achieve that.